A harder long division puzzle than the first; what should "Algebra I" solution look like?

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Here's another problem, significantly harder than the first, but still accessible to target audience. The statement of the problem (i.e., northwest corner only) comes from a PennyDell puzzle magazine:

EDIT The problem is described below in the comments; additionally, NTRF is N times OGRE and ONOT is SLOG minus NTRF; the "A" is "brought down" per algorithm. Next two hunks explained similarly.

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