We need to find the smallest real $c$ such that $\dfrac{e^x + e^{-x}}{2e^{cx^2}} \leq1$ $\forall x$.
My initial approach was to consider the function $g(x)=e^x + e^{-x} -2e^{cx^2}$. Since $g(0)=0$, If we find $c$ such that $g'(x)\leq0$ when $x>0$ and $g'(x)\geq0$, when $x<0$, Then we'll have $g(x)\leq g(0)\ \forall x$. We can write this as: $\dfrac{g'(x)}{x}\leq0$. I tried simplifying this using the Maclaurin expansion of $e^a$, but couldn't find a compact method to find a bound for $c$.
I also couldn't understand the supposed "solution" to this problem: let $h(x)=e^{cx^2}-\dfrac{e^x + e^{-x}}{2}$. Since $h(x)\geq0, \dfrac{h(x)}{x^2}\geq0$. Taking limits: $\lim _{x\to 0} \dfrac{h(x)}{x^2} \geq0$ , so we get $(2c-1) \geq 0$ and thus minimum value of $c$ is $0.5$.
I don't have any idea why this solution makes sense: what was the need to divide by $x^2$? And how does the behaviour of our new function $\dfrac{h(x)}{x^2}$ near $x=0$ have any relationship with the lower bound of $c$?
This is from a high-school exam, so this problem can be solved by using elementary methods only.
The use of either $h(x)$ or your $g(x)$ are similar in the fact that they rewrite the original expression into a simpler function. I will work with your expression, but the $h(x)$ is the same.
You have $g(x)=e^x + e^{-x} -2e^{cx^2}$. You can immediately see that $g(-x)=g(x)$. You noticed that $g(0)=0$. And you want $g(x)\le 0$ for any $x$. If $c\le0$ this is not possible (look at the behavior at $\pm\infty$). So we know that $c>0$. With that, $g(\pm\infty)=-\infty$. You took the first derivative of $g(x)$ and you get $$g'(x)=e^x-e^{-x}-4cxe^{cx^2}$$ Notice that $g'(0)=0$. It means that $x=0$ is either a minimum, a maximum,or an inflection point. You want it to be a maximum. Why? If it's not, at least on one side you have $g(x)>0$. So what's the condition for the maximum? $g''(0)\lt0$. If you plug in, you will get $c=0.5$. Similarly, the equivalent of this is to say that $g(x)\approx Ax^2$ in the limit of small $x$. That's why you get $$A=\lim_{x\to 0}\frac{g(x)}{x^2}$$ If $A<0$ you have a maximum