Let $A$ be an abelian Banach algebra with identity.
We know that
a) If $I$ is a maximal ideal of $A$, then there is a non-zero homeomorphism $\varphi\colon A \to \mathbb{C}$ with $I=\ker\varphi.$
b) If $\varphi\colon A \to \mathbb{C}$is a non-zero homeomorphism, then $\ker\varphi$ is a maximal ideal of $A.$
Now, can we use these conditions to prove the following two assertions:
$ a \in A$ is invertible if and only if there is $\varphi\in\Omega(A)$ so that $\varphi(A)\neq0.$
$ a \in A$ is invertible if and only if $ a$ is not contained in a proper ideal of $A$?
The stated facts about the character space of $A$ are not necessary. In fact,
1: This statement is not true. Consider $A=C([0,1])$, define $f\in C([0,1])$ by$f(x)=x$ for $x\in[0,1]$, and let $\varphi\in\Omega(A)$ be evaluation at $1$: $$ \varphi(g)=g(1) \tag{$g\in C([0,1])$} $$ Then $\varphi(f)=1\neq0$, but $f$ is not invertible.
2: If $a$ is invertible, $I\subset A$ is a proper ideal, and $a\in I$, then $1=a^{-1}a\in I$, so $A=I$, a contradiction. Conversely, if $a\in A$ is not invertible, then the set $\{ca:c\in A\}$ is a proper ideal in $A$ (it does not contain the identity) that contains $a$.