Suppose I have two $m\times n$, where $m>n$, matrices $A$ and $B$. The rank of $A$ and the rank of $B$ are strictly less than $n$.
Are there any (general) sufficient conditions under which one can guarantee that the rank of sum $A+B$ is strictly less than $n$?
If $\ker(A)\cap \ker(B)\neq \{0\}$, then you know that $\ker(A+B)$ will not be empty. This is because $(A+B)x=Ax+Bx=0$ if $Ax=Bx=0$.
Of course this is not a neccesary condition, but it is sufficient.