For example if we have $n=4$ then the minimum length of maximal palindrome is $2$. Here are all four digit possible binary words along with their maximal palindromes:
0000 0000
0001 000
0010 010
0011 00 , 11
0100 010
0101 101
0110 0110
0111 111
1000 000
1001 1001
1010 010
1011 101
1100 11, 00
1101 101
1110 111
1111 1111
Is the solution $[n/2]$? Is there a proof for that?
Whatever the answer is, it's definitely asymptotically much less than $n/2$. For example, suppose you build a string of a single 0, followed by 2 1's, followed by 3 0's, followed by 4 1's, etc. Then the maximal palindrome substring length will be $O(\sqrt{n})$. So the answer is definitely less than or equal to $c \sqrt{n}$ for some universal constant $c$.