I'm currently a rising senior at a small, yet well ranked liberal arts college studying Pure Mathematics. I've taken multiple high level mathematics courses and plan on doing a few more independent studies before graduating.
I'm not sure where to go next. I don't think I qualify for a PhD program, as I only have a 3.5 major GPA (3.3 cumulative) and do not feel that I will do well enough on the GRE. Similarly, I have no research experience (even though I applied for REUs).
I'm thinking of applying to an Applied Math program at a larger university to segway myself into an industry job.
My adviser seems to think I could easily get some sort of math based government job, but I am highly doubtful. Also, it seems to me that having a masters degree would make me much more marketable.
I could really use some advise here. Thank you.
Edit: I think there has been some good advice given to me. I'm just not sure what to do at this point.
Edit #2: The most disheartening thing is that one of my advisers hinted that he does not think graduate school is for me. This has really upset me and has really killed my confidence.
It is hard to give very specific advice when we don't know you that well. You say that your GPA is 3.5. That certainly is not the wall that separates you from a graduate program in mathematics. Remember that there are smaller graduate programs out there that do not require high GPA.
It sounds a bit like you just need to believe in your self. If you don't take the GRE because you don't think you will do well, then you have already failed. Some times you have to trust that the academic advisors if they believe in you. If you advisor says that you probably can get a government job, then believe it and work for it. Don't let your doubts in yourself stand in the way of trying. And if you try and fail, then don't give up. How do you think the Allied won the Second World War?
IMO the key things that you need to figure out are
1) Do you like doing mathematics?
In my experience your you have to like mathematics for what it is to enjoy graduate school. You can, of course, not like it and just be so highly motivated by something else, but in general I would say that you have to see the value in math itself.
2) Are you lazy?
Completing a graduate program requires hard work for most people. Are you willing to put in the hours. If you doubt your talents, then that just means that you might need to work harder than other people. When I see people fail in graduate school it is rarely because they are not smart enough. It is usually because they were not willing to put in the hours.
3) What do you want do end up doing?
It sounds like you might be interested in working in industry. You might go to some career fairs and have a chat with various companies. Investment firms and bank all hire mathematicians. The oil and gas industry as well. Could you see yourself as a teacher? What level? The answer to this question will say a bit about what direction in mathematics you might want to take. It sounds like you are leaning towards applied mathematics.