Definition: a set $X$ is finite if and only if it has cardinality $n$ for some natural number $n$
"Let $X$ and $Y$ be finite sets. Then $X \cup Y$ is finite and $\#(X \cup Y) \le \# X + \# Y $" ($\#X$ means the cardinality of $X$)
What's the first-order logical expression of this statement?
Asaf Karaglia's question in comments is very relevant: what predicates and constants do you have in your language?
Meaning, can I write $\#X=n$ in a formula to mean that the cardinality of $X$ is $n$? Can I write $\mathbb{N}$ for the set of natural numbers? Can I use the order of natural numbers as a given? I assume I can use all of this, although it would not be specially problematic to assume both the cardinality equality and the order as not given (things are not as simple if $\mathbb{N}$ is not available).
So what I would write is $$\forall X\forall Y\Big(\exists n\exists m(m\in\mathbb{N}\wedge n\in\mathbb{N}\wedge \#X=m\wedge\#Y=n)\rightarrow \exists p(p\in\mathbb{N}\wedge \#(X\cup Y)=p\wedge p\leq m+n)\Big).$$ That is: