Absolute value and credit card balance

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I'm embarrassed to ask this question, but my child has the following homework question:

"Use absolute value to describe the relationship between a negative credit card balance and the amount owed."

I'm not sure for what it is they're looking. Clearly a -$25 balance means you have $25 credit. However, the absolute value of -$25 is $25, and positive balances are money you owe.

Is there a simple formula describing this relationship?

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a -\$25 balance does not mean you have \$25 credit but that you owe \$25, the absolute value of -\$25.