For me, ZFC feels like saying either something is a set, or from a set, we know another thing is a set. On the other hand, something like doing the powerset operations for $\omega$ a number of times seems different.
I have been wondering for some time. Does this mean that all hereditary well-founded sets are exactly those that can be obtained from applying ZFC finite times?
I have read about the von Neumann Universe, which defines the class of hereditary of well founded sets. I know if a set is in ZFC, then after finite some "finite steps of applying ZFC", it is still in the von-neumann universe. However, I cannot think of a way to get the sets such as $V_{\lambda}$, where $\lambda$ is a limit ordinal from just applying ZFC finite times.
Furthermore, In the wikipedia article on the Von Neumann universe, it says that A crucial fact about this definition is that there is a single formula $\phi(\alpha,x)$ in the language of ZFC that states "the set x is in $V_{\alpha}$". I am confused what is the single formula described here.
I think I know what you are driving at, but the question is not well phrased. By "sets that can be obtained from applying ZFC finitely many times", I suspect you mean the set $W_\omega$ defined this way: $$\begin{align*}W_0&=\omega\\ W_{n+1}&=W_n\cup P(W_n)\\ W_\omega&=\bigcup_{n<\omega}W_n\end{align*}$$ Or something along those lines. However, these all belong to $V_{\omega 2}$, which is fairly low in the von Neumann hierarchy.
So the answer to your question is no, if I understand what you are asking.