Can the following two examples be explained by the the commutative and/or associative laws? If not, is there another axiom that does explain them?
$(4 \times 5) + (4 \times 5) + (4 \times 5) + (4 \times 5) + (4 \times 5) = 5 \times 20$
$100+4 = (50 \times 2) + (2+2) $
My confusion is that in the formulations I've seen of each law, terms are reordered but new numbers aren't introduced. For example, $mn = nm$ or $l \times (m \times n) = (l \times m) \times n$. But in my examples at the top, new numbers and even (in the case of the second example) operations are introduced.
(Self learning from Hung-Hsi Wu's Understanding Numbers in Elementary School Mathematics).
The first one can be explained by\begin{align}(4\times5)+(4\times5)+(4\times5)+(4\times5)+(4\times5)&=(4+4+4+4+4)\times5\text{ (distributivity)}\\&=20\times5\\&=5\times20\text{ (commutativity)}.\end{align}The second one has nothing to do with associativity or commutativity. It just uses the fact that $100=50\times2$ and that $4=2+2$.