Example of a field that is not a monotone class

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Example of a field that is not a monotone class.

I tried to come up with a field for which the limit would be a singleton but the finite union or complements or intersections wouldn't be that. Define $$B_n=\left\{x\in\mathbb{R}:x<\frac{1}{n}\right\}$$ Clearly, $B_1\supset B_2\supset B_3...$ and $\cap_{i=1}^nB_i=B_n$ but, $\cap_{i=1}^\infty B_i=\{0\}$, which cannot be expressed as a finite union of any $B_n$'s or their complements. Therefore, the minimal field generated by $\{B_n\}_{n\in\mathbb{N}}$ is not a monotone class.

Is the above example valid? Is there an "easier" example (in the sense that it is easier to prove)?

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Take the field of all finite or cofinite subsets of a given infinite set.