First Chern class of zero locus of a pairing

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Let $E\to X$ and $F\to Y$ be vector bundles over (sufficiently nice) surfaces or 3-folds.

If I know that a divisor $D \subset X\times Y$ is the zero locus of a pairing $\alpha\colon E \otimes F \to \mathbb{C}$, can I say something about the first Chern class of the divisor $c_1(D)$?