non-terminating descending chain of non-finitely generated ideals

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Let $R$ be a commutative ring (not necessarily with unity) having a non-finitely generated ideal. Then is it true that there is a non-terminating descending chain of non-finitely generated ideals in $R$ ? If this is not true in general, what happens if we also assume that the ring have unity ?

Note that descending chain of non-finitely generated ideals shows that the claim is true if we assume that $R$ has no non-zero zero divisor.

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No.

At https://mathoverflow.net/q/304149 you will find a description of a unital, commutative, local ring with exactly one nonfinitely generated ideal.