(5.32 x10(8)) * (3.54 x 10(3)) I do this by converting 3.54 to a power of 8 so:
(5.32 x10(8)) * (.0000354 x10(8)) which, when I do the math, equals .0000188328 or 1.88328 x10(-4)
HOWEVER
The answer apparently is 1.88328 x10(12)
Where / what have I messed up?
You should have added the exponents as well:
$$ (a \times 10^8) \, (b \times 10^8) = (ab)\times 10^{8+8} = (ab)\times 10^{16} $$