Lets say I have the function $\phi=c_1 \chi_{I_1} + c_2 \chi_{I_2}$
When $I_1$ and $I_2$ are disjont, why does $\phi$ take the constant value of $c_1$ at the point of $I_1$ and the constant value of $I_2$ at the point of $I_2$?
When $I_1$ and $I_2$ have common points, why does $\phi$ take the value of $c_1+c_2$ at all points of $I_1 \cap I_2$?
Break it down:
In the first case, $I_1 \cap I_2 = \emptyset$. if $x$ is a real number, these are the possibilities:
Now in the second case, $I_1 \cap I_2 \ne \emptyset$, so there exists values of $x$ for which $\chi_1(x) = 1$ and $\chi_2(x) = 1$. So can you calculate $\phi(x)$ in this case too?