I am trying to figure out the conditions such that $[X, Y]_p$ is linearly independent with $X_p$ and $Y_p$ for some vector fields $X, Y$ and some $p$ in a three-dimensional manifold.
I have that $X_p$ and $Y_p$ are linearly independent, but what else do I need to conclude anything from here?
You probably won't like this answer, but you need to know that there are no integral manifolds for the $2$-dimensional distribution spanned by $X$ and $Y$. For example, taking $$X=\frac{\partial}{\partial x} \quad\text{and}\quad Y=\frac{\partial}{\partial y}+x\frac{\partial}{\partial z},$$ we have $$[X,Y]=\frac{\partial}{\partial z}.$$ (Of course, if we leave off the $x\,\partial/\partial z$, we have linearly independent, but commuting, vector fields.)
Note that your question was phrased just at one point $p$, but linear independence will be an open condition, so (assuming smoothness, of course) linear independence will hold in a neighborhood of $p$ if it holds at $p$.