The question is find the greatest term in $\bigg(1+\dfrac{1}{2}x\bigg)^{12}$ when $x=\dfrac{1}{2}$.
I know how to expand using binomial expansion but there no background in my book related to this question, the only thing that I know to expand it and find out the total 13 terms and then pick the greatest but term but that is not the way as I think.
Write
$$\left(1+\frac14\right)^{12}=\sum_{k=0}^{12}\binom{12}k4^{-k}$$
But we have
$$\binom{12}{k+1}4^{-(k+1)}\le\binom{12}k4^{-k}\implies\frac{12!}{(k+1)!(12-k-1)!}4^{-k-1}\le\frac{12!}{k!(12-k)!}4^{-k}\iff$$
$$\frac{(12-k)!}{4(12-k-1)!}\le\frac{(k+1)!}{k!}\iff\frac{12-k}4\le k\iff5k\ge12\iff k\ge3$$
Thus the sequence $\;\left\{\binom{12}k4^{-k}\right\}_{k=0}^{12}\;$ is monotonic descending for $\;k\ge 3\;$, so...what can you deduce from here.