If a set $S$ has countably many elements $\{x_n\}$, it can be expressed as a union of a chain of finite sets
$$ \{x_1\} \subset \{x_1,x_2\} \subset $$
But what about a set of arbitrary cardinality $S$? Can we express it as a union : $$S=\bigcup_{i\in I}S_i$$
where $I$ is a totally ordered set of some cardinality and each $|S_i|$ has cardinality less than $|S|$?
Yes, you can always do this (as long as $S$ is infinite). Choose a well-ordering $<$ of $S$ of minimal possible length. Since $S$ is infinite, it has no $<$-greatest element (otherwise, you could get a shorter well-ordering by moving the greatest element to the beginning of the ordering). Then for each $i\in S$, the set $S_i=\{j\in S:j<i\}$ must has smaller cardinality than $S$ (otherwise, choosing a bijection between $S_i$ and $S$, the ordering on $S_i$ would give a shorter well-ordering of $S$). Since $S$ has no greatest element, it is the union of the sets $S_i$, and these sets are totally ordered (with the same ordering as $S$).