Expectation of a product of indicator function and a function

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I have the following expectation

$E[\bar{X}^2 \cdot \mathbb{1}\{|\sqrt{n}\bar{X}|\geq 1.96\} ]$

where $\bar{X}$ is the sample mean of $x_1, \cdots, x_n$ and $x_i\sim iid$

My doubt is wether this is equivalent to

$E[\bar{X}^2]\cdot Pr(|\sqrt{n}\bar{X}|\geq 1.96)$

I'm not sure how to account for the fact that $\bar{X}$ and $\mathbb{1}\{|\sqrt{n}\bar{X}|\geq 1.96\}$ are correlated.

Thanks in advance for your help!

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In general, $\mathbb E\left[Y^2\mathbf 1\left\{Y\geqslant R\right\}\right]$ is not the same as $\mathbb E\left[Y^2\right]\mathbf P\left\{Y\geqslant R\right\}$ for a non-negative square integrable random variable. For example, when $R$ is large, we are sure that $\mathbb E\left[Y^2\right]\mathbf P\left\{Y\geqslant R\right\}$ decays at least as $R^2$ where $R$ goes to infinity, but the decay of $\mathbb E\left[Y^2\mathbf 1\left\{Y\geqslant R\right\}\right]$ can be arbitrarily slow. For example, if we choose $Y$ such that $\mathbb E\left[Y^2\log\left(1+|Y|\right)\right]=+\infty$, then the decay cannot better than $ 1/\log R$.