Let $S = \{a, b, c, d\}$
$R_1 : \{(a, a),(d, d)\} $
I don't understand why this relationship is not reflexive. $R_1$ is a subset of $S$x$S$ and every element in $R_1$ is related to itself. the answer key says it's not reflexive because its missing $(b,b)$ and $(c,c)$. However, the definition of reflexive is :

So I dont see why it matters if we dont have $c$ and $b$. the implication will be vacioulsy true
It is not reflexive because you don't have $b R b$. The definition of reflexivity asks this property for all elements of the set $S$: $a R a$, $b R b$, $c R c$, $d R d$. Here the given relation does not satisfy all these four conditions. The operator $\forall \ x$ means for all x in $S$. Not just $a$ and $d$.