This question is originated from a book by Gaal, (Linear Analysis and Representation Theory). Theorem 7 from section 6, chapter 1 reads as follows, and I quote:
"Theorem 7: Let $A$ be a complex, commutative Banach algebra. Then every regular maximal ideal of $A$ is the kernel of some non-trivial homomorphism $h:A \rightarrow \mathbb{C}$ and conversely, the kernel of every h is a regular maximal ideal. The relative identities of I are all mapped by $h$ into $1$."
The proof is straight forward and uses the fact that $I$ being maximal, the quotient $A/I$ is a field, which was proved just before this theorem. The problem is, he then asserts that $A/I$ is topologically isomorphic to $\mathbb{C}$. Couldn't the field properly contain $\mathbb{C}$? For instance, be the completion of the field of quotient complex funcions?
This is actually the Gelfand-Mazur theorem. You can see the proof of it in SUNDER, V. S., Functional Analysis: Spectral Theory, theorem 3.2.5. It is stated as below:
You can find the book on Sunder's webpage.