I have reason* to believe that the following inequality holds:
$$ \left(\frac{1}{2}\right)^n < \frac{1}{n}\left(\frac{n-1}{n}\right)^{n-1}$$
for every $n\ge3$. I am having hard time proving it... (induction did not work).
(Comment: For $n=2$ there is an equality).
*My reasoning is very convoluted and is related to an entirely different problem, I am sure there is a straightforward argument.
The inequality is equivalent to $n<2(2-\frac{2}{n})^{n-1}$. For $n\geq4$ we have $2-\frac{2}{n}\geq \frac{3}{2}$. Thus it is enough to prove $n<2(\frac{3}{2})^{n-1}$, which holds for $n\geq 4$ (you can use induction to prove this if you'd like to).