Jacobson radical and prime ideal

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I am looking for an equivalent condition for a commutative ring $R $ with 1 to have the following property:

The only prime ideals contain $J (R) $, jacobson radical of $R $, are maximal ideals.

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You are asking simply that $R/J(R)$ has Krull dimension zero.

This occurs exactly when $R/J(R)$ is von Neumann regular.

It follows from a more general theorem that says this:

In a commutative ring $R$, the following are equivalent:

  1. $R$ is zero dimensional
  2. $J(R)$ is a nil ideal and $R/J(R)$ is von Neumann regular.

Of course in your case, $J(R/J(R))$ is nil (since it is zero.)