At the end of the day, a real number can be viewed simply as a function over the integers —> the naturals which tells you the digit as that ten’s place (assuming base ten)? You could augment this and say it’s a tuple (sign, function) to add +/- information.
This is the most general definition of a real number, right? I think I find confusion sometimes in wondering how numbers like pi and e are just numbers; but in reality they are just their definitions, and to pull out a digit at a given place you need to consult the definition. So in short these numbers contain more information than one might guess at first.
When I view real numbers this way, I feel I really understand what a number is.
I hope this makes sense. I only have a minor in math.
EDIT: My real goal is understanding: what information does a real number provide? What information "is" a number, crudely put? I first started thinking of this formalism when considering numbers like e and pi, which "just happen" to be 2.7... but really contain "infinite" information and are more clearly characterized by their expression as summations/whatever than as decimal numbers.
There are a couple of definitions of real numbers (using the rational numbers as a starting point) that are pretty standard. They are also necessarily equivalent to each other, because it's a theorem that there is a unique complete ordered field.
One definition defines an equivalence relationship between Cauchy sequences of rational numbers, and then defines each equivalence class to be a real number. You can think of this as the equivalence class of Cauchy sequences that converge to the real number you care about. The other definition (and the one I find more intuitive) uses "Dedekind cuts" -- a set of rational numbers that is bounded above and that is closed downward, which you can think of as the set of rational numbers less than the real number you care about.
These definitions are standard because they are useful. Using Dedekind cuts, for instance, it's quite easy to prove that the reals are a complete ordered set. It's a little more tedious to define the field operations but it's pretty straightforward to do so. So I guess the question becomes, once you correct your definition to account for terminating fractions, what makes it useful for you? Perhaps you'd find it a useful exercise to prove rigorously that your proposed definition is in fact equivalent to one of the standard definitions. One challenge you'll face is defining field operations in such a way that they are well defined; in other words, so that the two different equivalent representations of a terminating decimal give you equivalent results.