Upper tail bound on product of 2 independent chi^2 or Gamma variables

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We have two independent Gaussian vectors: $X \sim N(0,I_k)$, $Y \sim N(0,I_r)$ independent of $X$. I'm looking for a tail bound on the product of their square norms.

$Pr_{X,Y}[\|X\|^2\cdot \|Y\|^2 > t]\le ?$

when $t$ is larger than some threshold.

Even a ploynomially decaying bound would be sufficient.