Let $R$ be a commutative unital ring and $R\langle x_i\mid f_j\rangle$ denote a unital $R$-algebra presentation.
Q1: What is the presentation of $R\langle x_i\mid f_k\rangle\otimes R\langle y_j\mid g_l\rangle$? It must be $R\langle x_i,y_j\mid f_k,g_l,h_m\rangle$ for some $h_m$.
Q2: What is the presentation of $R\langle x_i\mid f_k\rangle\oplus R\langle y_j\mid g_l\rangle$?
I misunderstood the problem. Martin pointed out that it is for $R$-algebras, not $R$-modules.
So, this is what I think is correct: $$R\langle x_i \mid f_i\rangle \otimes R\langle y_i \mid g_i\rangle = R\langle x_i, y_j \mid f_i, g_i, x_iy_j - y_jx_i\rangle.$$ The direct sum (based on the coproduct of semigroups) is $$R\langle x_i \mid f_i \rangle \oplus R\langle y_i \mid g_i\rangle = R\langle x_i, y_i \mid f_i, g_i \rangle. $$ The direct product (based on the product of semigroups) is $$ R\langle x_i \mid f_i \rangle \times R\langle y_i \mid g_i\rangle = R\langle x_i, y_i, e_1, e_2 \mid f_ie_1, g_ie_2, x_iy_j - y_jx_i, e_1 + e_2 - 1, e_1x_i - x_i, x_i - x_ie_1, e_2y_i - y_i, y_i - y_ie_2, e_1^2 - e_1, e_2^2 - e_2 \rangle. $$ Intuitively, $e_1$ represents $(1, 0)$ and $e_2$ represents $(0, 1)$ in the direct product, while elements originally from $X$ and $Y$ become $(x, 0)$ and $(0, y)$. The unit in the product is $(1, 1) = e_1 + e_2$.