The definition I have of a tensor product of vector finite dimensional vector spaces $V,W$ over a field $F$ is as follows: Let $v_1, ..., v_m$ be a basis for $V$ and let $w_1,...,w_n$ be a basis for $W$. We define $V \otimes W$ to be the set of formal linear combinations of the mn symbols $v_i \otimes w_j$. That is, a typical element of $V \otimes W$ is $$\sum c_{ij}(v_i \otimes w_j).$$ The space $V \otimes W$ is clearly a finite dimensional vector space of dimension mn. We define bilinear map $$B: V \times W \to V \otimes W$$ here is the formula $$B(\sum a_iv_i, \sum b_jw_j) = \sum_{i,j}a_ib_j(v_i \otimes w_j). $$
Why does $V \otimes W$ have to be a formal linear combinations of symbols $v_{i} \otimes w_j$, what would be wrong in defining $V \otimes W$ simply as a linear combination of symbols $v_i \otimes w_j$?
Thanks.
I propose you this answer: understanding the meaning of formal linear combination and tensor product
In particular: "Regarding the tensor product, we want it to be bilinear. In $R⟨V×W⟩$, it is never true that $(a+b)×c(a+b)×c$ is equal to $a×c+b×ca×c+b×c$. In fact, $0×0$ is not even the zero vector of $R⟨V×W⟩$"