Ex. If you get $h$ heads and $n-h$ tails the product would be $n(n-h)$ I want to know the expected value of this product.
What is the expected value of the product of the number of heads you get and the number of tails you get when you flip n coins?
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The general definition of the expected value of $f$ is:
$$E[f] \equiv \sum_{\text{outcome }x} f(x) \cdot \Pr(x).$$
Let's fix a number of tosses $N$. We can label the possible outcomes based on the number of heads we get; the number will be between 0 and $N$.
The probability of getting $h$ heads is
$$\Pr[h] = \frac{N \choose h}{2^N}$$
And the function we're measuring is:
$$f(h) = \mathtt{heads}(h)\cdot \mathtt{tails}(h) = h(N-h)$$
Hence the expected value is:
\begin{align} E[f] &= \sum_{\text{outcome }x}f(x) \cdot \Pr[x] & \text{Defn. of }E\\ &= \sum_{h = 0}^N h(N-h)\cdot \Pr[\text{heads = }h] & \text{Defn. of }f\text{ for this problem} \\ &= \sum_{h=0}^N (Nh - h^2) 2^{-N} {N \choose h} & \text{Defn. of }\Pr\text{ for this problem} \\ &= \left(N2^{-N}\sum_{h=0}^N h{N \choose h}\right) - 2^{-N}\left(\sum_{h=0}^N h^2 {N \choose h}\right) & \sum (A-B)C = \sum AC - \sum BC\\ &= N2^{-N}\left(2^{N-1}\cdot N\right) - 2^{-N}\left(2^{N-2} \cdot N(N+1)\right) & \text{Evalute }\sum h{N \choose h}; \sum h^2 {N \choose h} \\ &= \frac{1}{2}N^2 - \frac{1}{4}(N^2 + N)& \text{Combine like terms }\\ &= \frac{N}{4}(N- 1) & \text{Simplify} \end{align}
(Assuming I've done the calculations correctly.)
You can confirm that this answer works when $N=1$, for example (so $f$ is zero for all outcomes). And when $N=2$, so the possibilities for $f$ are 0, 1, 1, 0; the expected value is $\frac{1}{2}$ as predicted.
Assuming the probability of Heads is $p$ and using linearity of expectations and standard expressions for mean and variance of the Binomial distribution,
$E[HT]=E[H(n-H)]=E[nH]-E[H^2]=n^2p-\operatorname{var}(H)-(E[H])^2=n^2p-np(1-p)-n^2p^2=n^2p(1-p)-np(1-p)=n(n-1)p(1-p)$