$$\binom{n+m}{2} = \binom{m}{2} + \binom{n}{2} + \binom{n}{1}\binom{m}{1}$$
I already proved this algebraically by using the formula for choose, but I don't know what exactly the question means by "combinatorial" and don't know how to start.
Thanks.
Consider an $m$-element set $M$ and an $n$-element set $N$ such that $M\cap N=\varnothing$, so $M\cup N$ is an $(m+n)$-element set. The left side of your equation is the number of $2$-element subsets of $M\cup N$. These $2$-element subsets are of $3$ sorts: subsets of $M$, subsets of $N$, and subsets consisting of one element from $M$ and one from $N$. There are $m$ choose $2$ sets of the first sort, $n$ choose $2$ of the second, and $m\cdot n$ of the third.